Benefits Overview

UNC Charlotte offers comprehensive benefits programs, including holidays and leave, discounts and perks and work-life and wellness information. Our goal is to give you a variety of choices and support for the needs of you and your family.

Important Benefit News

Open enrollment for the 2025 plan year will take place between Sept. 30 and Oct. 25, 2024. Visit the open enrollment website for more information.

The UNC System is moving to a single retirement plan recordkeeper for UNC Retirement Plans. More information is available.

Benefits Eligibility
Type of PositionHoursInsuranceLeaveRetirement
Permanent Full-Time30+ hours per weekEligible for the State Health Plan and NCFlex and UNC System BenefitsEligibility based on positionEligible for mandatory and supplemental retirement plans
Permanent Part-Time20-29 hours per weekEligible for State Health Plan with employee paying both the employee and employer portion

Eligible for NCFlex
Eligibility based on position and leave is pro-ratedEligible for supplemental retirement plans only

Includes: UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan

Not eligible for the State’s 401(k) Plan
Temporary Full-Time* Hired 30+ hours per week OR average 30+ hours per week over designated measurement periodsEligible for the High Deductible Health Plan (HDHP)Not eligibleEligible for supplemental retirement plans only

Includes: UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan

Not eligible for the State’s 401(k) Plan
Temporary Part-TimeLess than 30 hours per weekNot eligibleNot eligibleEligible for supplemental retirement plans only

Includes: UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation

Plan Not eligible for the State’s 401(k) Plan

*Special Notes Regarding Eligibility for the High Deductible Health Plan

Student workers:

  • Hired and reported as part-time variable hour
  • Hours are not to exceed 20 per week during the academic year, some flexibility to work more during the summer
  • If averaging full-time (30+ hours per week) over measurement periods, offered the High Deductible Health Plan

Temporary faculty (FTE calculated – 3 work hours for every credit hour):

  • FTE .75+ (cumulative of all jobs) or measured full-time, offered the High Deductible Health Insurance

Temporary hourly workers (eligibility based on FTE, regardless of duration of appointment)

  • FTE .75+ (cumulative of all jobs) or measured full-time, offered the High Deductible Health Insurance

Temporary salaried workers (regardless of the FTE)

  • Reported as full-time & offered the High Deductible Health Insurance

This information is an overview of benefits eligibility and does not contain all the terms and conditions of the various programs. The appropriate plan document governs the benefits eligibility of each plan.

Revised Jan. 24, 2020.

Resources
Contact the Benefits Office

The Benefits Office is available for virtual consultations and in-person service for all benefits matters.

Email: Benefits@charlotte.edu
Phone: 704-687-8134
Fax: 704-687-5254
Mail: Human Resources Department – Benefits, 9201 University City Boulevard, Charlotte, NC 28223-0001

Secure Methods to Send Information to the Benefits Office

Please use the following methods to securely send sensitive information to the Benefits Office:

  • Upload documents: To submit documentation:
  • Fax: 704-687-5254
  • Mail: Human Resources Department – Benefits, 9201 University City Boulevard, Charlotte, NC 28223-0001