Benefits Overview
UNC Charlotte offers comprehensive benefits programs, including holidays and leave, discounts and perks and work-life and wellness information. Our goal is to give you a variety of choices and support for the needs of you and your family.
Important Benefit News
Don’t forget to select your Primary Care Provider in eBenefits.
You must use your Aetna ID card for insurance purposes in 2025. Your BCBS card will not work as of Jan. 1, 2025.
Benefits Eligibility
| Type of Position | Hours | Insurance | Leave | Retirement |
| Permanent Full-Time | 30+ hours per week | Eligible for the State Health Plan and NCFlex and UNC System Benefits | Eligibility based on position | Eligible for mandatory and supplemental retirement plans |
| Permanent Part-Time | 20-29 hours per week | Eligible for State Health Plan with employee paying both the employee and employer portion Eligible for NCFlex | Eligibility based on position and leave is pro-rated | Eligible for supplemental retirement plans only Includes: UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan Not eligible for the State’s 401(k) Plan |
| Temporary Full-Time* | Hired 30+ hours per week OR average 30+ hours per week over designated measurement periods | Eligible for the High Deductible Health Plan (HDHP) | Not eligible | Eligible for supplemental retirement plans only Includes: UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan Not eligible for the State’s 401(k) Plan |
| Temporary Part-Time | Less than 30 hours per week | Not eligible | Not eligible | Eligible for supplemental retirement plans only Includes: UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan Not eligible for the State’s 401(k) Plan |
*Special Notes Regarding Eligibility for the High Deductible Health Plan
Student workers:
- Hired and reported as part-time variable hour
- Hours are not to exceed:
- 29 hours per week for undergraduate students (domestic and permanent residents)
- 25 hours per week for graduate students (domestic and permanent residents) — Up to 20 hours can be on Graduate Assistantships
- 20 hours per week for international students
- If averaging full-time (30+ hours per week) over measurement periods, offered the High Deductible Health Plan
Temporary faculty (FTE calculated – 3 work hours for every credit hour):
- FTE .75+ (cumulative of all jobs) or measured full-time, offered the High Deductible Health Insurance
Temporary hourly workers (eligibility based on FTE, regardless of duration of appointment)
- FTE .75+ (cumulative of all jobs) or measured full-time, offered the High Deductible Health Insurance
Temporary salaried workers (regardless of the FTE)
- Reported as full-time & offered the High Deductible Health Insurance
This information is an overview of benefits eligibility and does not contain all the terms and conditions of the various programs. The appropriate plan document governs the benefits eligibility of each plan.
Revised Jan. 24, 2020.
Resources
Contact the Benefits Office
The Benefits Office is available for virtual consultations and in-person service for all benefits matters.
Email: Benefits@charlotte.edu
Phone: 704-687-8134
Fax: 704-687-5254
Mail: Human Resources Department – Benefits, 9201 University City Boulevard, Charlotte, NC 28223-0001
Secure Methods to Send Information to the Benefits Office
Please use the following methods to securely send sensitive information to the Benefits Office:
- Upload documents: To submit documentation:
- Visit imaging.charlotte.edu/imagenowforms/fs?form=Document_Submission
- Select HR Benefits as the Department
- Select your Document Type
- Enter your Employee ID and Name
- Add notes if necessary
- Click on Attachments to add documents
- Select Submit.
- Fax: 704-687-5254
- Mail: Human Resources Department – Benefits, 9201 University City Boulevard, Charlotte, NC 28223-0001