Benefits Overview
UNC Charlotte offers comprehensive benefits programs, including holidays and leave, discounts and perks and work-life and wellness information. Our goal is to give you a variety of choices and support for the needs of you and your family.
Human Resources offers a variety of learning opportunities and events for UNC Charlotte employees.
Important Benefit News
Effective Monday, Feb. 2, employees participating in the UNC System sponsored mandatory retirement plan (e.g., the Optional Retirement Plan) or any of the UNC sponsored supplemental plans (e.g., UNC 403(b) or UNC 457(b) plans), will see slight changes in the underlying asset allocation targets for the UNC Target Date Models.
2026 ID Card Error: Some Aetna State Health Plan ID Cards for 2026 display an incorrect effective date of Jan. 1, 2025. Aetna is aware of the issue, and advises users to use the card as usual. There should not be a disruption in service due to this error.
Submitting forms for the UNC System 403(b) Plan salary reduction or 457(b) Plan salary deferral elections will soon transition to the Empyrean platform — paper form submissions will not be permitted after Wednesday, Jan. 21. A blackout date will occur from that date until Saturday, Feb. 28, for the transition.
Benefits Eligibility
| Type of Position | Hours | Insurance | Leave | Retirement |
| Permanent Full-Time | 30+ hours per week | Eligible for the State Health Plan and NCFlex and UNC System Benefits | Eligibility based on position | Eligible for mandatory and supplemental retirement plans |
| Permanent Part-Time | 20-29 hours per week | Eligible for State Health Plan with employee paying both the employee and employer portion Eligible for NCFlex | Eligibility based on position and leave is pro-rated | Eligible for supplemental retirement plans only Includes: State 401(k), UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan |
| Temporary Full-Time* | Hired 30+ hours per week OR average 30+ hours per week over designated measurement periods | Eligible for the High Deductible Health Plan (HDHP) | Not eligible | Eligible for supplemental retirement plans only Includes: State 401(k), UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan |
| Temporary Part-Time | Less than 30 hours per week | Not eligible | Not eligible | Eligible for supplemental retirement plans only Includes: State 401(k), UNC System 403(b) and 457(b) Plans, and State’s 457 Deferred Compensation Plan |
*Special Notes Regarding Eligibility for the High Deductible Health Plan
Student workers:
- Hired and reported as part-time variable hour
- Hours are not to exceed:
- 29 hours per week for undergraduate students (domestic and permanent residents)
- 25 hours per week for graduate students (domestic and permanent residents) — Up to 20 hours can be on Graduate Assistantships
- 20 hours per week for international students
- If averaging full-time (30+ hours per week) over measurement periods, offered the High Deductible Health Plan
Temporary faculty (FTE calculated – 3 work hours for every credit hour):
- FTE .75+ (cumulative of all jobs) or measured full-time, offered the High Deductible Health Insurance
Temporary hourly workers (eligibility based on FTE, regardless of duration of appointment)
- FTE .75+ (cumulative of all jobs) or measured full-time, offered the High Deductible Health Insurance
Temporary salaried workers (regardless of the FTE)
- Reported as full-time & offered the High Deductible Health Insurance
This information is an overview of benefits eligibility and does not contain all the terms and conditions of the various programs. The appropriate plan document governs the benefits eligibility of each plan.
Revised Jan. 24, 2020.
Resources
Contact the Benefits Office
The Benefits Office is available for virtual consultations and in-person service for all benefits matters.
Email: Benefits@charlotte.edu
Phone: 704-687-8134
Fax: 704-687-5254
Mail: Human Resources Department – Benefits, 9201 University City Boulevard, Charlotte, NC 28223-0001
Secure Methods to Send Information to the Benefits Office
Please use the following methods to securely send sensitive information to the Benefits Office:
- Upload documents: To submit documentation:
- Visit imaging.charlotte.edu/imagenowforms/fs?form=Document_Submission
- Select HR Benefits as the Department
- Select your Document Type
- Enter your Employee ID and Name
- Add notes if necessary
- Click on Attachments to add documents
- Select Submit.
- Fax: 704-687-5254
- Mail: Human Resources Department – Benefits, 9201 University City Boulevard, Charlotte, NC 28223-0001