Cancer and Critical Illness Plans

UNC Charlotte offers cancer and specified coverage through the State’s program NCFlex. Allstate Benefits administers this plan. The plan covers cancer and 29 specified disease-related expenses. You can choose between three plan options: Low, High and Premium.

The cost to you depends on the plan level you choose and if you cover a spouse or dependent. View the current rate information.

Permanent, full-time employees who work 30+ hours per week are eligible for this plan.

Permanent, part-time employees working 20-29 hours per week are eligible for this plan.

Enrollment Deadline: If you are newly eligible employee, or experience a qualifying life event, you must enroll 30 days from your eligibility date. If you are making elections during open enrollment, you must complete them within the designated enrollment period.

Effective Date of Coverage: Effective dates are based on the type of eligibility event.

• Newly eligible employees: First of the month following your eligibility date
• Qualifying life event date: Reference the NCFlex website for plan-specific details
• Open enrollment: Jan. 1 following the open enrollment election period

Deductions for this plan occur semi-monthly (month of coverage).

Cancer and Specified Disease Plan enrollment and changes are made through the designated online benefits system. Reference the Employee Insurance Login for instructions.

UNC Charlotte offers critical illness coverage through the State’s program NCFlex. Allstate Benefits administers this plan. This program complements medical coverage, but does not replace it. The coverage pays a lump sum when a covered person experiences a medical condition outlined in the plan. You can choose between three benefit options ($15,000, $25,000 and $40,000).

The cost to you depends on the plan level you choose and your age. View the current rate information.

Permanent, full-time employees who work 30+ hours per week are eligible for this plan. Permanent, part-time employees working 20-29 hours per week are eligible for this plan.

Enrollment Deadline:

If you are newly eligible employee, or experience a qualifying life event, you must enroll 30 days from your eligibility date. If you are making elections during open enrollment, you must complete them within the designated enrollment period.

Effective Date of Coverage: Effective dates are based on the type of eligibility event.

• Newly eligible employees: First of the month following your eligibility date
• Qualifying life event date: Reference the NCFlex website for plan-specific details
• Open enrollment: Jan. 1 following the open enrollment election period

Deductions for this plan occur semi-monthly (month of coverage).

Critical Illness Plan enrollment and changes are made through the designated online benefits system. Reference the Employee Insurance Login for instructions.