Important Flexible Spending Account Updates and Reminders

Below are helpful updates and reminders for using flexible spending accounts for both health care and day care in 2025.

Health Care FSA

• If you have elected a new amount for 2025, funds were loaded onto your convenience card effective Jan. 1 and can be used immediately.
• The election you’ve made for 2025 should not be used for prior year expenses, but for dates of service dated Jan. 1 – Dec. 31, 2025 only (outside of any rollover).
• If you have funds that rolled over from 2024, these funds will be used for 2024 claims first. These claims have a filing deadline of March 31, 2025. Funds left after March 31, become available to use for 2025 expenses (dated Jan. 1 – Dec. 31) once any 2025 funds are depleted.
• Learn more about what’s covered by viewing the NCFlex sample list of FSA eligible items and the interactive eligibility list at FSAStore.com.

dependent day care fsa

• Funds elected for the 2025 plan year are not available for reimbursement until they have been payroll deducted.
• This account has a grace period instead of a rollover. You have until March 15, to use any remaining 2024 funds and until March 31, to file claims on the 2024 account (for expenses dated Jan. 1, 2024 – March 15, 2025).
• Follow IRS guidelines! If you and your spouse are both eligible to contribute to a DDCFSA, the maximum family contribution amount is $5,000 per plan year. If you are both contributing the max, contact your HR office as soon as possible to find out how to correct this.
• If you experience a change in day care needs, you can use the life event “Day Care change” within 30 days of the event to adjust the amount you contribute, cancel the plan or start the plan.

For more information, claim forms and how to file a claim, visit the FSA section of ncflex.org. Access your account(s) at ncflex.padmin.com or through the P&A Group MyBenefits mobile app. For questions about your account, contact P&A Group at 1-866-916-3475.